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May 15, 2026

April 2026 Bankruptcy Filings Report

April bankruptcies hold firm after March surge, 20% below pre-Covid YTD levels

U.S. bankruptcy filings totaled 56,442 in April, down 1,901 filings from the prior month and up 6,716 from April 2025, a 13.5% year-over-year increase.

April is typically a softer month for filings, so some pullback was expected. What stands out is that the decline was relatively modest, leaving April at its highest level for the month since 2019 and giving Q2 a stronger start than recent quarters.

April also offers another useful measure of where the market stands. Filings were still 18.90% below the pre-Covid April average based on the 2017-2019 baseline. That means volumes have not fully returned to earlier cycle norms, but the gap continues to narrow.

Key Takeaways

  • Total filings: 56,442
  • Total filings: 56,442

U.S. bankruptcy filings totaled 56,442 in April, down 1,901 filings from the prior month and up 6,716 from April 2025, a 13.5% year-over-year increase.

April is typically a softer month for filings, so some pullback was expected. What stands out is that the decline was relatively modest, leaving April at its highest level for the month since 2019 and giving Q2 a stronger start than recent quarters.

April also offers another useful measure of where the market stands. Filings were still 18.90% below the pre-Covid April average based on the 2017-2019 baseline. That means volumes have not fully returned to earlier cycle norms, but the gap continues to narrow.

Adam Womack

Adam Womack

Adam is Managing Director – Legal Services at AIS, overseeing the direction and growth of the company’s legal services business. With more than two decades of legal and operational experience in financial services, Adam focuses on expanding market presence, setting strategic direction, and delivering compliance-driven legal solutions. Before joining AIS, he was a managing shareholder at Buckley Madole, P.C., leading operations for its Texas and Florida offices. He also served as Senior Vice President at National Bankruptcy Services, LLC, held leadership roles at Fannie Mae and First Horizon Home Loans, and is licensed to practice law in Texas and Florida. Adam earned his Juris Doctor from Texas Tech University.

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