The Essentials Guide: Addressing Bankruptcy Account Management Challenges in 2025
Leaders in default servicing operations are evaluating how best to scale and manage resources, as they prepare budgets and strategies for 2025 and beyond. Bankruptcy account management is one area that has recently garnered more attention from lenders and servicers, given the consistent rise in filing volumes over the last 18 months and the challenges it presents.
October Bankruptcy Filings Climb Steeply by 15.85 Percent
Total bankruptcy filings steeply climbed by 15.85 percent in October compared to the same month last year. This is close to the average year-over-year monthly increase in 2024 and suggests that bankruptcies will continue to rise in the future. Chapter 11 reorganizations actually fell for the first time in nearly two years, but are still likely to reach an annual filing level not seen since well before the pandemic. Overall, 47,121 individuals and businesses sought bankruptcy protection last month.
EXECUTIVE BRIEFING:
Reducing Servicing Costs, Improving Data Security, and Mitigating Operational Risk
Leaders from some of the nation’s top financial services organizations gathered at AIS’s Dallas headquarters for an exclusive roundtable discussion. The event brought together servicing operations executives from auto finance companies, mortgage servicers, and commercial banks.
WHITE PAPER:
Navigating New Norms
Outsourcing as a Catalyst for
Mortgage Service Excellence
As the mortgage sector navigates through complex market dynamics, the primary objectives for many organizations remain the same: master cost efficiency, ensure the delivery of high-quality service, and effectively scale operations.
CFPB Funding Scheme Survives Supreme Court Challenge
In a 7-2 decision, the U.S. Supreme Court upheld the mechanism for funding the Consumer Financial Protection Bureau (CFPB). The stakes were high for the CFPB, which had said that an adverse decision would threaten “the validity of virtually all CFPB past actions.”