BANKRUPTCY INSIGHTS
Monthly U.S. Bankruptcy Filings Reports, Trends, and Commentary
June Rises When It Historically Falls, Capping Q2's Strongest Quarter Since 2020
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According to AIS bankruptcy filing data, U.S. bankruptcies totaled 52,303 in June, up 12.97% from June 2025 and the highest June total since 2019. June typically pulls back from May. This year it didn't. Filings rose 1.1% month over month, bucking the typical seasonal pattern.
Through six months, 2026 filings total 310,613, running 12.3% ahead of the same period in 2025. The YTD gap to pre-Covid norms stands at 20.8%, continuing to narrow.
Chapter 7's share of consumer filings pulled back to 63.1%, down from 65% in May and 66% at the March peak. Chapter 13 picked up the difference. Whether that signals a stabilization in the drift toward liquidation or normal monthly variance will become clearer over the next few months.
On the commercial side, Chapter 11 jumped 31% year over year and Subchapter V rose 25.6%. Consecutive months of double-digit commercial growth point to business stress building beneath the surface of what the national totals show.
Read the full June 2026 Bankruptcy Insights Report and latest commentary on June bankruptcy filing trends.
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