Bankruptcy Filings Continue Upward Trend with 13.32% Increase in January
According to AIS data, January filings rose 13.32% year-over-year, with Chapter 7 (+15.31%) and Chapter 11 (+30.72%) seeing sharp increases, while Chapter 13 (+10.12%) also climbed. Subchapter V filings declined (-2.42%) due to stricter eligibility limits.
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VIDEO: Recap and Analysis of January Filings Data
Total bankruptcy filings rose 13.32% year-over-year in January 2025, reaching 41,501 new cases, the highest monthly increase since October 2024. While the growth rate slightly trails last year’s annual pace, economic pressures remain high. The video also explores the continued rise in consumer credit delinquencies. In addition, it covers potential policy shifts and leadership changes at the CFPB, which could influence future trends. With uncertainty on the horizon, bankruptcy filings are expected to continue their upward trajectory.
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AIS warrants that it employs all reasonable endeavours to ensure that the supplied statistical reports are substantially complete and free of errors or defects. The user acknowledges that all information contained herein is derived from public record data and from time to time, errors may occur. InSight is a proprietary analytical report produced monthly by AIS. The supplied information will not be disclosed, recompiled, sold or traded, in whole or in part, to third parties unless prior written consent is obtained. AIS assumes no responsibility or liability for any decisions made as a result of using this report.