BANKRUPTCY INSIGHTS
February Bankruptcies Increase 13.6%; Chapter 11 Filings Rise 77.8% Compared to Last February
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Total bankruptcy filings reached 45,881 in February 2026, rising 13.59 percent compared to February 2025. Despite the increase, filings remain 19.61 percent below the pre-pandemic February average.
The composition of filings continues to shift. Chapter 7 filings increased 14.06 percent year over year, while Chapter 13 filings rose 10.64 percent. Chapter 11 activity showed the most notable movement, climbing 77.76 percent compared to last February and now 70.60 percent above the pre-Covid average for the month.
Several large Sunbelt states recorded notable increases, particularly Texas and Florida, where filings rose to 2,996 and 3,541 respectively, representing year-over-year increases of 27.9 percent and 22.1 percent.
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