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BANKRUPTCY INSIGHTS

June 2025 Bankruptcy Filings Up 14.73% YoY, Highest Growth Rate This Year

Bankruptcy filings totaled 46,298 in June, increasing 14.73 percent compared to the same month last year. This marks the highest monthly growth rate so far in 2025 and the 35th consecutive month of year-over-year increases. While business reorganizations declined significantly, the pace of business and consumer liquidations saw the largest increase in nine months. Although the rate of growth in bankruptcy filings started to moderate this Spring, June brought the return of the double-digit increase.

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Bankruptcy Bites: What June’s Data Signals for the Road Ahead

In this edition of Bankruptcy Bites, Cliff White offers a fast-paced breakdown of the latest bankruptcy data and what it may reveal about the broader economic landscape. With shifting trends across Chapters 7, 11, 13, and Subchapter V, the June numbers raise key questions about emerging financial pressures and potential ripple effects for lenders, servicers, and the business community. Watch for insights on the patterns behind the percentages, and where things may be headed next.

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AIS warrants that it employs all reasonable endeavours to ensure that the supplied statistical reports are substantially complete and free of errors or defects. The user acknowledges that all information contained herein is derived from public record data and from time to time, errors may occur. InSight is a proprietary analytical report produced monthly by AIS. The supplied information will not be disclosed, recompiled, sold or traded, in whole or in part, to third parties unless prior written consent is obtained. AIS assumes no responsibility or liability for any decisions made as a result of using this report.